Newsletters

Retirement Newsletter – November 2020 November 17, 2020 by Todd A. Gaswick Most americans think they will work in retirement. A life of leisure? That may not be what retirement looks like for baby boomers and gen xers—and in fact, it may not be what they want their retirements to look like. Market research firm ipsos surveyed more than 1,000 u.S. Adults earlier this year, and found [...]

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Retirement Newsletter – October 2020 October 26, 2020 by Todd A. Gaswick Are car or truck costs blocking the road to retirement? On a purely logical level, investing tens of thousands of dollars toward retirement may make more sense than adding an equivalent consumer debt here and now. On a practical level, though, we need a good car or truck, and on an emotional level, we get [...]

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Retirement Newsletter – September 2020 September 23, 2020 by Todd A. Gaswick Could you retire at 55? Suppose you suddenly had to, or the opportunity presented itself. This prospect would not call for disregarding your carefully considered retirement strategy, but it would create some challenges. [...]

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Retirement Newsletter – August 2020 August 11, 2020 by Todd A. Gaswick Figuring out when to start your second act. Many gen xers and baby boomers look forward to retiring on their terms. In such a circumstance, the key question becomes when to walk away from work. According to the center for retirement research at boston college, the average retirement age is now 65 for men and [...]

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Retirement Newsletter – July 2020 July 15, 2020 by Todd A. Gaswick Has the pandemic affected the retirement mindset? Each year, the transamerica center for retirement studies surveys baby boomers, gen xers, and millennials to gauge their perceptions about retiring. The 2020 survey, conducted in april, studied the impact of the covid-19 pandemic and how it may have affected their outlooks. [...]

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Retirement Newsletter – June 2020 July 15, 2020 by Todd A. Gaswick You might spend less – later in retirement. A 2019 whitepaper by the employee benefit research institute (ebri) indicates that americans tend to spend less as they age. [...]

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Retirement Newsletter – May 2020 July 15, 2020 by Todd A. Gaswick How should pre-retirees view illiquid assets? Some people approach their retirement years owning illiquid assets worth more than their liquid ones. While long-held illiquid assets, such as a business or home, may become highly valued or appreciated over time, it can be wise to be frank and conservative when estimating their worth, especially if an [...]

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Lifestyle Newsletter – July 2020 July 15, 2020 by Todd A. Gaswick What Will the New Workplaces Look Like? – Open offices and co-working spaces, once so admired for their informality and egalitarian quality, may be out. More traditional floor plans may make a quick comeback, thanks to new CDC guidelines, which also advise companies to encourage physical distance and driving to work. The Chances of Totally [...]

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Lifestyle Newsletter – June 2020 July 15, 2020 by Todd A. Gaswick The Virtue of Agreeing – If you want to defuse a conflict or a dispute at work or at home, start with an agreement. Phone Precautions for Credit Card Use – Sometimes, you have to give someone your credit card number over the phone. What can you do to make that moment a little less [...]

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Lifestyle Newsletter – May 2020 July 15, 2020 by Todd A. Gaswick What Foods Should You Keep on Hand During Quarantine? – The most versatile, healthful foods you can keep on hand and get the most out of during quarantine. When Plans Change – Almost 50% of people leave the workforce earlier than planned. Is Handshaking “Canceled”? – Is the tradition over? Recipe of the Month – [...]

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