Lifestyle Newsletter – June 2019 June 1, 2019 Furthering Your Fluency – What steps can make learning a new language more fun, more rewarding, and less intimidating? Retaining Your Tax Records – Just how long should you keep income tax forms? How Much Coffee Is Too Much? – Is there a level at which coffee consumption becomes more harmful than helpful? Recipe of [...]
Retirement Newsletter – May 2019 May 15, 2019 Retiring with a cash reserve. Many people want to enter retirement with a) investments that may have benefited from years of growth and compounding, b) a manageable debt position, and c) a cash reserve for emergencies. Just how large should that cash reserve be? There is no simple answer to that question because the answer [...]
Lifestyle Newsletter – May 2019 May 1, 2019 More IRL, Less URL – Too much Internet can mean not much done. What’s New With the W-4 – The I.R.S. is working on a new withholding form. When Is Airfare Cheapest? – The answer: not always 60 days out. Recipe of the Month – “Ice Cream Truck” Ice Cream Sandwiches. [...]
Retirement Newsletter – April 2019 April 16, 2019 In retirement, your spending could fluctuate. Your retirement income strategy will almost certainly evolve. How much you spend will vary from year to year, and in some years, you will spend more on some things than others. [...]
Lifestyle Newsletter – April 2019 April 1, 2019 To-Do List Dos & Don’ts – The keys to crossing off more. Shop, Eat, Save – Thrifty consumers can find more money today to keep for tomorrow. Heart-Smart Eating – Adopt a diet that works for you and your ticker. Recipe of the Month – Classic Roasted Tomato and Bread Soup. [...]
Retirement Newsletter – March 2019 March 18, 2019 Dealing with a “surprise” retirement. For years, you have imagined the way your “second act” will unfold: when it will start, what you will do, and where you will be. Then life hands you a wild card. You are forced to retire years earlier than you planned and with little notice. How do you adjust? [...]
Lifestyle Newsletter – March 2019 March 1, 2019 3-D Printing 2.0 – Stop the presses: photons are powering a breakthrough. Screen Out the Distractions – Better phone and tablet habits might just promote improved personal finances. Planks, Push-Ups, Progress – Bodyweight training can give you a workout without equipment. Recipe of the Month – Perfectly Roasted Sunday Chicken. [...]
Retirement Newsletter – February 2019 February 18, 2019 How can a woman try to prevent outliving her money? Certain financial decisions may help a woman grow and sustain her retirement assets across the decades to make up for time out of the workforce and the prevalent earnings gender gap. Obviously, one fundamental move would be to start saving and investing for retirement as [...]
Lifestyle Newsletter – February 2019 February 1, 2019 Think: Now, Then, and Ten – Tough decision? Try the 10/10/10 Rule. Save, in Case Your Second Act Starts Early – You might retire sooner than you think. Tell the Internet You Need “Me Time” – Keep digital distractions from consuming too much of your attention. Recipe of the Month – Out-of-This-World Granola Bars. [...]
Lifestyle Newsletter – January 2019 January 3, 2019 Are we sleeping sufficiently – is seven hours ideal, or does the right amount differ per person? Teachable money moments – help kids learn to save and spend wisely. Avoiding athletic aches – how can a weekend warrior avoid overdoing it? Recipe of the Month – Fresh and Light Lemon Layer Cake. [...]