Retirement Newsletter – June 2020
You might spend less – later in retirement. A 2019 whitepaper by the employee benefit research institute (ebri) indicates that americans tend to spend less as they age. […]
Author: Todd A. Gaswick
Posts by Todd A. Gaswick
Retirement Newsletter – May 2020
How should pre-retirees view illiquid assets? Some people approach their retirement years owning illiquid assets worth more than their liquid ones. While long-held illiquid assets, such as a business or home, may become highly valued or appreciated over time, it can be wise to be frank and conservative when estimating their worth, especially if an […]
Lifestyle Newsletter – July 2020
What Will the New Workplaces Look Like? – Open offices and co-working spaces, once so admired for their informality and egalitarian quality, may be out. More traditional floor plans may make a quick comeback, thanks to new CDC guidelines, which also advise companies to encourage physical distance and driving to work. The Chances of Totally […]
Lifestyle Newsletter – June 2020
The Virtue of Agreeing – If you want to defuse a conflict or a dispute at work or at home, start with an agreement. Phone Precautions for Credit Card Use – Sometimes, you have to give someone your credit card number over the phone. What can you do to make that moment a little less […]
Lifestyle Newsletter – May 2020
What Foods Should You Keep on Hand During Quarantine? – The most versatile, healthful foods you can keep on hand and get the most out of during quarantine. When Plans Change – Almost 50% of people leave the workforce earlier than planned. Is Handshaking “Canceled”? – Is the tradition over? Recipe of the Month – […]
Retirement Newsletter – April 2020
Using your quarantine as a trial run for retirement. Staying productive in the time of covid-19 can be a challenge. Rather than pulling out the board games, you might want to use the opportunity to stress-test your plans for early retirement. Specifically, if you are preparing to retire soon, you might be able to examine […]
Lifestyle Newsletter – April 2020
Accentuate the positive – Recent studies have linked several health benefits to optimism. Is it a hobby or a business? – If your pastime generates income, some things to consider. Travel insurance in the age of coronavirus – What will you do in case of a cancellation or illness? Recipe of the Month – Cauliflower […]
What Determines Car Insurance Rates?
Driver history is just one factor; there are many others. Your auto insurance premium is based on more than your driving history. The amount you pay for auto insurance is determined by a complicated algorithm that takes many factors into consideration. Your driving history is just one variable used to calculate your rate. Read on […]
Retirement Is a Beginning
See if you are prepared to begin your retirement by answering four key questions. How do you know you are psychologically ready to retire? As a start, ask yourself four questions. One, is your work meaningful? If it is emotionally and psychologically fulfilling, if it gives you a strong sense of purpose and identity, there […]
Monthly Economic Update – July 2020
U.S. Markets Stock prices climbed higher in June, as investors looked beyond an increase in COVID-19 cases as well as reports that several states planned to slow the pace of their economic re-opening. The Dow Jones Industrial Average gained 1.69%, while the Standard & Poor’s 500 Index tacked on 1.84%. The Nasdaq Composite, already up […]